Wah Lao, Who Throw Money Like This? The S$1.5 Million Moh Guan Terrace HDB Unit
In the online article “Is Your BTO Less Affordable Today? Let’s Dive into the Math for the Answer,” a straightforward comparison of price-to-income ratios from 1980 to 2021 suggests that BTO flats have become more affordable. However, this simplistic analysis overlooks several critical factors that paint a more complex picture of housing affordability. By ignoring inflation, mortgage interest rates, and the broader economic context, the article fails to address the real financial challenges faced by prospective homeowners. In this blog, we will delve deeper into these overlooked aspects, examining how the cost of living, government policies, and long-term financial health contribute to the true affordability of BTO flats today.









