SG Fried Rice

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SG Fried Rice

Wah Lao, Who Throw Money Like This? The S$1.5 Million Moh Guan Terrace HDB Unit

In the online article “Is Your BTO Less Affordable Today? Let’s Dive into the Math for the Answer,” a straightforward comparison of price-to-income ratios from 1980 to 2021 suggests that BTO flats have become more affordable. However, this simplistic analysis overlooks several critical factors that paint a more complex picture of housing affordability. By ignoring inflation, mortgage interest rates, and the broader economic context, the article fails to address the real financial challenges faced by prospective homeowners. In this blog, we will delve deeper into these overlooked aspects, examining how the cost of living, government policies, and long-term financial health contribute to the true affordability of BTO flats today.

Beyond the Numbers: Unpacking the True Affordability of BTO Flats Today

In the online article “Is Your BTO Less Affordable Today? Let’s Dive into the Math for the Answer,” a straightforward comparison of price-to-income ratios from 1980 to 2021 suggests that BTO flats have become more affordable. However, this simplistic analysis overlooks several critical factors that paint a more complex picture of housing affordability. By ignoring inflation, mortgage interest rates, and the broader economic context, the article fails to address the real financial challenges faced by prospective homeowners. In this blog, we will delve deeper into these overlooked aspects, examining how the cost of living, government policies, and long-term financial health contribute to the true affordability of BTO flats today.

The Long-Term Value of Community: Why Beautifying Soon-to-be-Demolished HDB Blocks Matters

In the bustling heart of Ang Mo Kio Avenue 3 and 10, a decision hangs in the balance—a choice not merely of color schemes but of community investment and foresight. Letters have been dispatched, urging residents to vote on three different color schemes for the repair and redecoration of 26 HDB blocks, including those marked for Selective En bloc Redevelopment Scheme (SERS).

Introducing Pine Ville @ AMK Telegram Group: Your Ultimate Resource Hub!

Are you eagerly anticipating the release of the Pine Ville @ AMK BTO? Excited about the prospect of owning a home in one of Singapore’s most sought-after locales? Well, you’re not alone! We understand the anticipation and the need for a centralized platform to share information, insights, and updates regarding this upcoming BTO project.

That’s why we’re thrilled to announce the launch of our Telegram Group: Pine Ville @ AMK

Navigating Policy Risks in CPF: A Strategic Perspective

As we sail through the financial seas of life, the recent closure of the CPF Special Account (SA) at age 55 has stirred waves of contemplation. Our original goal—to achieve $1M at age 65 and employ the SA Shielding strategy—was twofold: to fund our golden years and to act as a buffer for unforeseen medical expenses alongside CPF Life payouts. But alas, the closing of the SA has cast a spotlight on an intriguing phenomenon: policy risk

Pricing of AMK SERS – Part 2 – HDB Or Private Bank Loans

To Loan Or Not To Loan You see, I already owned a private property when the SERS was announced. Hence I do not qualify for any HDB loan when comes to the new SERS BTO. HDB Loan Eligibility Criteria The HDB loan, also known as the HDB Concessionary Loan, is a housing loan provided by …

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