BTO

Pay Off Your HDB Loan Early in 2025? A Singaporean’s Guide for Every Life Stage

The decision to pay off a Housing & Development Board (HDB) loan ahead of schedule is a significant one for any Singaporean household. In the economic climate of May 2025, characterized by cautious growth and evolving interest rate landscapes, this choice requires careful consideration. This guide aims to dissect the pros and cons of early HDB loan repayment, offering tailored perspectives for different demographic groups, all while navigating the prevailing financial environment.

Studio Ghibli AI Art

The internet has been captivated by a new trend of AI-generated Studio Ghibli-style images, as ChatGPT’s latest update allows users to transform ordinary photos into enchanting artwork reminiscent of Hayao Miyazaki’s beloved animated films. As reported by CNN, this viral phenomenon showcases both the creative potential and copyright concerns surrounding AI-generated content in the style of iconic artists.

The Rise of Million-Dollar HDB Flats in Singapore: A Year-by-Year Analysis

Singapore’s public housing market has witnessed a remarkable phenomenon in recent years—the surge of Housing and Development Board (HDB) flats selling for at least $1 million. What began as an anomaly has evolved into a significant trend that reflects broader changes in Singapore’s property landscape. This report analyzes the percentage increase of million-dollar HDB transactions each year since the first such sale occurred.