Financial

The Complete Guide to Retirement Planning: How Smart Calculator Tools Can Transform Your Financial Future

Retirement planning can feel overwhelming. Between CPF contributions, personal investments, inflation rates, and trying to figure out how much you’ll actually need, it’s easy to get lost in the numbers. But here’s the good news: with the right approach and tools, you can create a clear, actionable roadmap to your dream retirement.

Navigating Policy Risks in CPF: A Strategic Perspective

As we sail through the financial seas of life, the recent closure of the CPF Special Account (SA) at age 55 has stirred waves of contemplation. Our original goal—to achieve $1M at age 65 and employ the SA Shielding strategy—was twofold: to fund our golden years and to act as a buffer for unforeseen medical expenses alongside CPF Life payouts. But alas, the closing of the SA has cast a spotlight on an intriguing phenomenon: policy risk